bitcoin: LALA WORLD as a blockchain based solutions platform in the world

LaLa World ("LALA") is all about migrants and their under-deserved families. It's an ECOSYSTEM made possible by LaLa Wallet as PLATFORM, a single-sign-on platform that revolves around its problems and problems. Employment issues, digital IDs, communities, government-NGO partnerships, health issues, and, of course, a new financial ecosystem for the vast under-populated population through the use of the Blockchain Revolution to bridge the gap between the monetary, digital, and cryptographic worlds.

By creating a completely new peer-to-peer ecosystem, LALA seeks to transact, make payments, lend money and related products such as insurance, domestic and cross-border transfers, cards and other general information to individuals, small businesses and micro-entrepreneurs banking products.

LaLa is a new-age one-stop wallet based on ethereum and hyperbolic blockchains, allowing investors to benefit from both the increase in blockchain and subbanking in the financial ecosystem. By creating a completely new peer-to-peer ecosystem, LaLa aims to transact, make payments, lend money and related products such as insurance, domestic and cross-border credit cards, cards and others to individuals, small businesses and micro-entrepreneurs revolutionizing public banking products.

LALA WORLD PRODUCTS

LALA is an ecosystem consisting of 5 main products, namely:

* LALA TRANSMISSION

Peer-to-peer local and global transfers, supported by Krypto and Fiat

* LALA LENDS

Domestic and international peer-to-peer loans through Krypto and Fiat, retail and small businesses

* LAY CARD

Crypto and Fiat card synchronized with your wallet and used worldwide by millions of PoS

* LALA KIT

Includes a mobile phone with preloaded LALA Wallet, LALA insurance, LALA Card, partner products, etc.

LaLa world ecosystem

"We believe that the economy works best when it works for everyone, and this new platform is an engine of inclusion." - Don Tapscott

LaLa WALLET

LALA Wallet is your central access to all financial services in the LALA World ecosystem. You have several options to top up and pay out, keep Fiat or multiple crypto currencies, with a wealth of financial services such as money transfer, lending, bill payments, cards and other normal banking products at your fingertips. LALA Wallet also allows you to share your microprojects around the world, highlighting issues that are suppressing the bank account-free account and building your own communities, creating a true ecosystem that benefits everyone.

LALA TRANSFER

The LALA management team and its partners are one of the most experienced crews in over 15 years running purses, purses, remittance and credit in over 15 different districts. In addition to our solid experience and excellent network, we have also developed a great crypto offer - "LALA Transfer" - for efficient, cheaper and faster transfer services worldwide.

LALA Wallet, LALA ID and LALA tokens are the central components of the LALA World ecosystem. LALA Wallet enables seamless onboarding, LALA ID provides easy verification, AML / KYC and LALA tokens provide the only mechanism for users, partners, money transfer agents / operators to quickly and cost-effectively conduct community transfers both domestically and abroad ,

Sending corridor

Fill Options
LALA ID linked

Several options

Partnerships / Own Licenses

Currency Broker / Exchange
Partners receive network
LALA Wallet & LALA ID
Money transfer licenses
LALA Force Collection Services
Local money managers / agents
banking channels

There are also immediate cash incentives in LALA tokens via referral programs, KYC / AML updates, transaction volume not only for users, but for all ecosystem 'partners' such as money transfer operators (MTOs), agents, franchises, LALA Force (own staff)), contractors, Vendor Suppliers, etc. LALA tokens continue to gain in value and strength as 20% of the NET transaction fees are used to buy back LALA tokens, pushing up the price, creating a positive feedback loop between network expansion and token value.

LALA World and its partners facilitate deposits and withdrawals in Fiat and other cryptocurrencies. Partners receive their own dashboards, including transaction analytics, historical customer information, KYC data, and additional features that facilitate the advent of LALA franchise.

The labor market for migrant workers is our strength and a classic example of the oppressed and unlisted. With about $ 500 million flowing through Southeast Asia every year, this population is being exploited. Lack of banking, work in a foreign new country and culture, high exchange rates, number of agents and brokers, no insurance, etc. were suppressed at each intersection.

At LALA World, our vision is to motivate these people. That's what drives us today to tackle this global challenge, tackle the many issues they face with diversified solutions that leverage technology and our networks.

A self-supporting ecosystem has to be created. ONLY TECHNOLOGY, SOFTWARE, FINANCIAL SERVICES CAN NOT SERVE THIS PURPOSE, A NETWORKING EFFECT MUST BE CREATED.

LALA Transfer is about changing that with very little transfer fees. We have discussions with various partners - governments, employment agencies, transfer agents, remittance services, etc., to assist these migrants with LALA wallets even before they board the plane. More detailed roadmap and partnerships can be found in the following sections. We are in several discussions and are connected to several banks to achieve liquidity and low spreads.

As part of LALA Transfer, our technology team also works on an internal order book system on Blockchain, which allows us to coordinate cross-border transfers from one country to another. A truly secure, decentralized order reconciliation that can transfer money at domestic rates and at negligible costs. A real disruption that focuses not only on the community without banks and migrants, but on a service that we can all use anytime, anywhere.

LALA SAY

Peer-to-peer and microcredit have risen sharply over the past five years. But if you look around, it's mainly the developed nations and companies that have developed into unicorns, while the industry has pledged to eradicate poverty by offering low-cash loans to those who have no historical banking affiliation to offer.

So-called "bottom-of-the-pyramid" solutions have led to strategies that many claim are simply not working and aggravating poverty. This is where the ecosystem approach comes into play. The LALA team has extensive experience in mitigating this. LALA World supports individuals and small and medium-sized businesses by offering them.

Microcredit backed by LALA token investors (and investors are rewarded). We also work with some large funds and government partnerships to provide underwriting opportunities to fund some loans.

P2P Loans in the LALA Wallet of LALA Community - in both Fiat and Crypto

Community-based projects (eg, small solar farms in a remote village) or small retail loans based on their sales, trading data, and invoices, all embedded in LALA ID and a score-LALA score.

Most microcredit problems are caused by mistrust and corruption. Operating in these outlying areas also requires high overheads and operating costs, as well as a slow movement of funds due to centralization.

By reducing the cost of money transfer and doing business, Blockchain could address some of the key issues in microcredit so that the new industry of financial inclusion can flourish and people out of poverty at a global rate.

LALA MAP

Within the LALA Wallet, the user can order a LALA Card, a virtual and / or physical direct debit (and a later credit card). As a security measure, we allow a user to lock and unlock their card via the LALA Wallet app. In addition, the user can also set limits for his family members and sync all cards to the same wallet. This makes our system more secure than traditional credit and debit card systems.

Blockchain and LALA tokens play a key role as users can sync multiple cards to the same LALA Wallet, which can then be used as both Fiat and Crypto media without incurring high fees for such transfer at any one time. In addition, we will develop a loyalty mechanism tied to the LALA Card. The more you use the wallet, the more you will be rewarded as a LALA token holder.

Not only are the fees much cheaper than traditional wallets, but also payback rewards are massive, resulting in an almost zero fee when used worldwide. Customers can top up their LALA card with an ETH / BTC / LALA token, bank transfer, credit card, debit card or pre-approved credit limit. Other third party vendors such as Apple Pay, Samsung Pay and Android Pay will be integrated in the future.

LALA KIT

LALA has a unique offer, especially for the unavailable areas where we have already developed a MVP hardware kit for greater penetration. In the future this will also be sold in local corner stores, shops and partner locations.

"Software can not solve all the problems and hardware has to play a role in creating a truly globalized platform" - Steve Jobs

LALA Kit is suitable for everyone. A small shop, a grocery store, no bank account or a labor migration. Buy LALA kit from your nearest store or partner locations and be immediately connected to the financial system. No bank integrations, no form filling, no long queues, just activate your ID and sync with the phone inside, start with, get cash, get money. The LALA kit can also be pre-ordered online and delivered directly to you at a very affordable price. For example, a labor migration can even get LALA Kit before boarding the plane from Bangladesh to Malaysia.

We discuss with some players to bring this together. Initially, we will have four items there, including:

A cheap Android phone currently costs $ 50 (we can get it down through local subsidies and local partnerships, advertising revenue, etc.). The phone is ready and will be shipped to Malaysia.
Integrated into the kit is a SIM card (already launched in Malaysia and Bangladesh)
LALA insurance in addition to the existing "so-called" insurance we offer a real insurance
With unique QR codes.
In the future, we will also bring a pre-synced LALA Card, LALA PoS, etc.

LALA TOKENS CREATION, RESERVES AND BREAKDOWN

LALA intends to raise 150,000 ETH from the pre-ICO and the ICO for further expansion, development and other growth activities. That's a total of 150 million LALA tokens to be distributed to buyers during the Pre-ICO and ICO.

LALA will create another 100 million LALA tokens for a total of 250 million Total Tokens Created tokens that are subject to other LALA World capabilities.

The distribution of the total created tokens is as follows:

60% of the total tokens generated are sold during the pre-ICO and ICO periods.
15% of the total tokens will be allocated to LALA founders, early investors, technology teams, current and future LALA employees and held in a proportionate lock-in contract for at least 6 months.
10% of the token created during the ICO will be made available to consultants, consultants, and community developers and locked out in a pro-rata smart contract for six months, unless otherwise expressly agreed.
15% of the total tokens will be credited to the reserve. This reserve may be used for future token sales or for other purposes as LALA may determine at its sole and absolute discretion.

The reserved LALA tokens can be used for the following activities, if LALA deems it necessary:

Establishment of research laboratories in collaboration with high caliber universities in different regions to improve local communities.
Creation of tutorials and teaching materials for LALA network and developers with various blockchains such as Ethereum and Bitcoin.
Organization of events and conferences to raise awareness of LALA network technology and facilitate market acceptance.

The distribution of the LALA tokens begins within 30 days of the end of the ICO and trading should ideally begin in the first quarter of 2018, when holders of LALA tokens can begin trading and transferring their LALA tokens.

That's why :

The bonuses

Buyers of the first 125,000,000 LALA tokens receive a loyalty bonus on their initial investment. LALA tokens issued for the loyalty bonus are in addition to the total tokens issued.

The purpose of the Loyalty Bonus is to initiate a discussion on the issues raised by the LALA project in order to attract the attention of leading industry experts and to provide funding for the preparation and publicity of the LALA project. get ready for a quality ICO.

During the qualifying period, LALA will offer early buyers the following bonus LALA tokens :

The bonuses

Buyers of the first 125,000,000 LALA tokens receive a loyalty bonus on their initial investment. LALA tokens issued for the loyalty bonus are in addition to the total tokens issued.

During the qualifying period, LALA will offer early buyers the following bonus LALA tokens: